Living Debt Free Ebook

Living Debt Free

Are You Ready to Finally
Live Debt Free?

	From: Kristine McKinley, CPA, Certified Financial Planner® Date: Subject: Finally! A way to get control of your debt and move towards your goal to live debt free!

Dear Friend,

Are you swimming in debt, with no end in sight?

Do you cringe every time the phone rings, fearing it's creditors calling for money?

Do your debts keep you up at night, tossing and turning, wondering how you're going to dig your way out?

If you're buried in debt, you're not alone:

The average American family has over $8,000 in credit
card debt, with an average interest rate of over 18%!

Being in debt can be very stressful, leading to sleepless nights, a sick feeling in your stomach, and even serious health problems.

It doesn't have to be that way though. Getting out of debt is not hard; it just takes some time and a little knowledge.

As a CPA and Certified Financial Planner®, I help clients with credit and debt management issues all the time.

At the same time, I know that there are many more people out there who need help with credit card and debt management... people who don't know where to go to ask for help, or people who feel like they can't afford to hire a financial planner to help them get out of debt.

That's why I created the 'Living Debt Free' program. I wanted to create a program with real advice and tools that will really help people get out of debt.

Announcing "Living Debt Free -
Learn How to Get Out of Debt and
On the Road to Financial Freedom!"

Why Is This Program Different?

There are many 'get out of debt' ebooks and programs out there. So, what makes this program different?

I have real world experience helping people get out of debt. I've taken the advice and tools that I have used for years helping my clients get out of debt and packaged them into an ebook and audio program that you can use at your own pace, in your own home.

I've created a blueprint to help you get out of debt, including proven, reliable and honest advice, as well as worksheets, sample letters and much more.

The Complete Living Debt Free Package Includes:

A 35-page ebook with real advice and tools to help you finally get out of debt,
once and for all!
Worksheets to help you plan and track your debt reduction strategy
Sample letters to help you negotiate with your creditors and to correct errors in your credit report
A 45-minute audio recording of the ebook for those who prefer to listen while they work or play
A 58-minute audio recording of the teleclass "Get Your Top 'How to Get Out of Debt' Questions Answered" held on January 17, 2008
A bonus ebook, "Save Money on Groceries: A Simple Guide to Meal Planning, Coupons, and Sales Circulars" provided by Cara Mirabella of The Household Helper.

Here's a Taste of What You'll Learn in
the Living Debt Free Program:

How to create a system to get out of debt faster
The first step you must take to get out of debt
Why closing old accounts might actually hurt your credit score!
The fastest way to pay off your debt
How to free up cash to pay off your debt even faster
How to negotiate with your creditors for lower interest rates or lower payments
Your options if you absolutely can't pay your debt
How to correct errors on your credit report
Tips to boost your credit score
How to stay motivated on your journey to living debt free
And much more!

Remember... You're Not Alone! Here are Just a Few of the Questions I Answered About Getting Out of Debt During
the Live Q&A Teleclass on January 17, 2008:

How do I get started?
How do I get out of debt when I can't make the minimum payment?
Which debts should I pay first, the ones with higher balances or higher interest?

How do I pay off debt while building savings at the same time?
When is it a good idea to consolidate debt into a mortgage or home equity loan?
Every time I get caught up something happens, how do I get ahead?
What if I need more help?
A recording of this Q&A teleclass is included in the Living Debt Free program

So... Are You Ready to Stop Struggling and to Finally
Live Debt Free? Get Your Copy Now and Get Started
on the Road to Financial Freedom Today!

I understand this package includes:

A 35-page ebook with worksheets, sample letters and other tools to help me get out of debt

A 45-minute audio of the ebook for those who prefer to learn by listening

A 58-minute audio recording of the Q&A
teleclass on January 17
Bonus ebook - Save Money on Groceries

I understand that if I order today, I can take advantage of the low price of $27 and I'll be able to download the ebook and audios instantly.

Click here to download Living Debt Free today!

I look forward to helping you kick your debt to the curb!

All the best,

Kristine McKinley

Kristine McKinley, CPA, Certified Financial Planner®
Your Partner in Financial Success

P.S. Are you still paying for holiday gifts from last year? Will you still be worrying about your debts a year from now if you don't take action now?

P.P.S. Don't you owe it to yourself to make an investment in your financial future? Learn how to get out of debt and on the road to financial freedom today!

Your privacy is protected and your email address will only be used by me
to communicate with you about credit and other personal finance related subjects.

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